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Complaints Policy

How to contact us if something does not meet your expectations.

How to raise a complaint

JAP UK Holdings Ltd trading as Big Kit Asset Finance, an Appointed Representative of EFT Finance Limited, aims to provide high standards of customer care.

If you experience any service or product that does not meet your satisfaction, or you require a copy of our formal complaints policy, please contact us in the first instance:

  • Email: josh@bigkitfinance.co.uk
  • Phone: 07591 977441
  • Post: JAP UK Holdings Ltd trading as Big Kit Asset Finance, 15 Forest Way, Harrogate, United Kingdom, HG2 7JT

EFT Finance Limited

JAP UK Holdings Ltd is an Appointed Representative of EFT Finance Limited, which is authorised and regulated by the Financial Conduct Authority, FRN 667290.

If your complaint relates to the activities of EFT Finance Limited or one of its Appointed Representatives, you may also contact EFT Finance Limited:

  • Email: compliance@eftfinance.co.uk
  • Post: EFT Finance Limited, Milnwood, 13 North Parade, Horsham, West Sussex, RH12 2BT

Your finance agreement

If your complaint is about your finance agreement, please contact the finance company named in your agreement. We can help provide the correct contact details if needed.

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Big Kit Asset Finance logo

Big Kit Asset Finance is a trading style of JAP UK Holdings Ltd.

JAP UK Holdings Ltd is registered in England and Wales under company number 17153865.
Registered office: 15 Forest Way, Harrogate, United Kingdom, HG2 7JT.

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07591 977441

josh@bigkitfinance.co.uk

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EFT Finance Limited logo

JAP UK Holdings Ltd trading as Big Kit Asset Finance is an Appointed Representative of EFT Finance Limited, which is authorised and regulated by the Financial Conduct Authority, FRN 667290. JAP UK Holdings Ltd is a credit broker and not a lender. Not all our credit broking activities are regulated by the Financial Conduct Authority. Please ask your EFT Finance Limited contact for further information.

Commission Disclosure Notice: We do not charge our customers a fee for our broker services. We receive a commission from the funders that we introduce our customers to. The commission paid to JAP UK Holdings Ltd is included in every quote we provide. If you enter into an agreement introduced by JAP UK Holdings Ltd, you will be provided with the amount of commission that we earn on that agreement and how it was calculated. Our goal is to arrange the most suitable and attractive finance for our customers with the most suitable funder, to help our customers grow their business.

© 2026 Big Kit Asset Finance. All rights reserved.

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